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		<title>Finance Explained</title>
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		<description>FinanceExplained.tv is a joint venture between Killik and Co and How To TV Limited. Launched in June 2008, we provide innovative ways for the management of companies to deliver assistance and advice with regard to tax and financial planning areas to all of their employees participating in share plans so that they can optimise the benefits arising from plan participation.</description>
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		<copyright>(C) Small Business Solutions</copyright>
		<pubDate>Tue, 14 Dec 2010 12:27:16 GMT</pubDate>
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		<category>Business</category>
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		<itunes:keywords>finance, business, busines, biz, interview, chat, webchat, webchats, chats, interviews</itunes:keywords>		
		<itunes:subtitle>Personal finance answers</itunes:subtitle>
		<itunes:author>www.financeexplained.tv</itunes:author>
		<itunes:summary>FinanceExplained.tv is a joint venture between Killik and Co and How To TV Limited. Launched in June 2008, we provide innovative ways for the management of companies to deliver assistance and advice with regard to tax and financial planning areas to all of their employees participating in share plans so that they can optimise the benefits arising from plan participation.</itunes:summary>
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											<title>Spotlight on IT issues for small businesses</title>
			<description>There#8217;s no debating IT is at the heart of the majority of small businesses in the UK these days; not only from the way in which we run our businesses day to day, but also increasingly in the way we engage with#160; customers.
But the reality is that most small businesses don#8217;t have a specialist IT department dedicated to making sure this most crucial side of the business runs smoothly.
Often it#8217;s left to the business owner to give employees basic training in everything from everyday use to codes of conduct and security procedures, the last of these being increasingly important as hacking and online fraud become more targeted at small businesses.
Despite this new research shows that businesses spend more money on things like tea bags than they do on IT security.
Establishing an IT code of conduct is more important than ever, especially now that many employees are working remotely using laptops and a range of mobile devices.
How do you make sure your systems are safe when your employees are not even at their desks?
Bryan Verster from Entrepreneur Country, a community#160;of entrepreneurs and small business mentors work with many SMBs to help them overcome common issues in their quest for growth and prosperity.
Log on to our web TV show where Bryan talks about how to get your employees IT skills up to scratch to help them help your business grow, while Robert Gorby from AVG gives his top IT security tips to make sure your business is safe today and stays safe in the future.</description>
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			<pubDate>Wed, 2 Nov 2011 15:00:00 GMT</pubDate>
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			<itunes:subtitle>Log on to our web TV show for tips on how to get your IT housekeeping in order</itunes:subtitle>
			<itunes:duration>1400</itunes:duration>			
			<itunes:summary>Log on to our web TV show for tips on how to get your IT housekeeping in order</itunes:summary>
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											<title>How to get the best out of your bank</title>
			<description>If you#8217;ve ever felt frustrated with your bank then you#8217;re not alone.
A recent study by mission critical communications provider Cableamp;Wireless Worldwide, who has long-term relationships with most of the world's leading banks, has revealed that most of us are unsatisfied with the service we receive; with many of us claiming that our banks don#8217;t even meet our most basic expectations.
For more than half of us, online banking is the most important aspect of our bank#8217;s service. And, with the banking industry embracing mobile technology, social media and video conferencing, is it time we started to communicate with our banks differently to get what we want from them?
How can you make sure your money is working for you and your bank is working for your money?
Log on to our web TV show to find out more about the level of service your bank should be giving you, and how to communicate with your bank to make sure you#8217;re getting the most out of the relationship and the best products and services to boot.
Financial expert Lawrence Gold, Director of Banking amp; Financial Services at Cableamp;Wireless Michelle Metcalfe and Financial Consultant at YouGov Gary Giddings join us live online at www.studiotalk.tv on Wednesday 24th August at 3pm</description>
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			<pubDate>Wed, 24 Aug 2011 15:00:00 GMT</pubDate>
			<itunes:author>www.financeexplained.tv</itunes:author>
			<itunes:subtitle>Log on to our web TV show for advice from money man Lawrence Gold on getting the best deals, best advice and best service no matter who you bank with</itunes:subtitle>
			<itunes:duration>1074</itunes:duration>			
			<itunes:summary>Log on to our web TV show for advice from money man Lawrence Gold on getting the best deals, best advice and best service no matter who you bank with</itunes:summary>
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											<title>What every woman should be doing now for a financially secure future</title>
			<description>More than ever before, women are taking on more responsibility when it comes to money matters at home. New research shows that increasingly, more women are becoming the main breadwinner in their family and that the majority of them now look after the familyrsquo;s budget; from getting the bills paid, to making the big financial decisions in the home.
However, while in 2011 the traditional tide of men being the main family earner and decision maker is turning it appears that women are failing to financially protect themselves. The research highlights the fact that millions of working women do not have a savings account, life insurance or income protection, leaving themselves and their families at risk.
So what should you be doing now to secure your own and your familyrsquo;s financial future?
One woman who knows what itrsquo;s like to be financially in control of her household is the woman behind the MOBOs, Kanya King and she also knows how important it is for women to make sure they themselves are financially protected.
Log on to our Web TV show where Kanya, alongside Roger Edwards from Bright Grey will give you advice on how to make sure you are financially secure now and in the future.

Kanya King and Roger Edwards join us live online for tips on how to secure you and your familyrsquo;s financial future.
For more information visit www.brightgrey.com
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			<pubDate>Tue, 31 May 2011 12:45:00 GMT</pubDate>
			<itunes:author>www.financeexplained.tv</itunes:author>
			<itunes:subtitle>Log on to our Web TV show for a step by step guide to making sure you and your family is protected financially</itunes:subtitle>
			<itunes:duration>1135</itunes:duration>			
			<itunes:summary>Log on to our Web TV show for a step by step guide to making sure you and your family is protected financially</itunes:summary>
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											<title>Money for nothing</title>
			<description>Businesses are being urged to be fairer to customers and stop taking money for services they never use. And consumer champion Jasmine Birtles is calling on firms selling services such as motor breakdown cover, health insurance or central heating and boiler care to reimburse customers who donrsquo;t end up using their services even though theyrsquo;ve paid for them. Rather than sitting on these profits she believes companies should be giving some of the money back to their customers.
And she is backed up by research released today which reveals 4 in 5 consumers would like to see companies rewarding them if they donrsquo;t use a product or service.
Jasmine, who runs the Moneymagpie financial advice site, says if businesses were to follow this advice, they might even see a financial benefit themselves, with 81% of people saying they would choose a product offering cash back over one that didnrsquo;t.
In our podcast Jasmine explains why she is calling for companies to be fairer to customers.</description>
			<link>http://www.financeexplained.tv/chat/money-for-nothing-1</link>
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			<pubDate>Fri, 20 May 2011 00:00:00 GMT</pubDate>
			<itunes:author>www.financeexplained.tv</itunes:author>
			<itunes:subtitle>Businesses are being urged to be fairer to customers and stop taking money for services they never use...</itunes:subtitle>
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			<itunes:summary>Businesses are being urged to be fairer to customers and stop taking money for services they never use...</itunes:summary>
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											<title>Put your money where your mouth is</title>
			<description>Do you know what happens to your savings when you give them to your bank? Do you care about where your savings may be invested or do you only care about how big a return you get?
Savers are getting a small return on their money at the moment, and so itrsquo;s often the headline rate they think about.
But it seems we often donrsquo;t consider what our savings might be being used for. Many banks and pension funds invest your money, but it is often hard to know where, as there is little transparency. Indeed it could be in areas/businesses that you disagree with, for example tobacco firms, arms companies or those that trade with repressive or undemocratic regimes. As consumers we have endorsed, for example, fair trade produce, but financial services ethics seems to be lagging behind.
According to new research from the UKrsquo;s leading ethical bank, Triodos, just 37% of those saving with non-ethical banks and building societies are satisfied with how their money is being used.
It seems that parents are keen to pass on ethics and values to their children, for example 59% will insist on the sensible use of money. A quarter state they would like to see their children use their savings positively, and 15% of parents say theyrsquo;d like to see their children make a positive impact on society.
In our podcast Huw Davies, Head of Personal Banking at Triodos Bank and Sarah Pennells, independent broadcaster and ethical financial expert to discuss how ethical banking can benefit individuals and society as a whole and how savvy and ethical can live hand in hand.</description>
			<link>http://www.financeexplained.tv/chat/put-your-money-where-your-mouth-is-1</link>
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			<pubDate>Thu, 17 Mar 2011 00:00:00 GMT</pubDate>
			<itunes:author>www.financeexplained.tv</itunes:author>
			<itunes:subtitle>Do you know what happens to your savings when you give them to your bank?</itunes:subtitle>
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